Raffles Provident LLP

An established General Insurance (GI) agency, specialized in catering to the insurance needs of companies, as well as High Networth Individuals. We believe in providing the best advisory work in General Insurance with integrity by putting YOUR interest before ours. In fact, we are not so concerned about the anticipated risks. Like you, we are more concerned about risks that you might not be prepared to manage or undertake.

Our Story

Raffles Provident started off as a traditional GI advisor, focusing on personal insurance services, pricing of premium, and building long-term working relationships with clients and prospects. The founder of Raffles Provident, Andrew Ang, has 13 years of experience in organizing seminars, workshops, road shows, and participating in exhibitions and trade-shows. He has brought his expertise into Raffles Provident by using these platforms to engage clients and keep them well enriched. A recent example is the Health & Wealth 2017 seminar, a collaboration with Parkway Pantai.

With his customers’ interest always in mind, Andrew, who holds a First Class Honours in Bachelor of Engineering from the University of Surrey, used his Engineering knowledge to create the RafflesProvident.com online portal. This is done so to provide an incredible experience for his clients, with the provision of 24 hours online insurance sales support through the portal.

The main features of Raffles Provident include:

  • E-Purchase: https://rafflesprovident.com.sg/sompo-insurance/ for Sompo products & https://rafflesprovident.com.sg/axa-insurance/ for AXA XL products.
  • E-Welfare: 10% of the agent’s commission will be set aside and channelled into the client’s employee’s welfare programs like company Family day or the company Annual Dinner & Dance.
  • E-Vents: 5% of agent’s commission will be set aside and channelled into the client’s employee’s education program like Money mentor workshop for the children as well as Health & Wealth seminar for the employees.E-Claim: Online or E-submission of an insurance claim to expedite the claim processing.
  • E-offers: Discount offers given to the client’s employees. For example, an additional 10% discount for the motor cars or travel insurance purchased by the client’s employees.

Today, Raffles Provident has expanded to an agency with 16 advisors. The range of products offered has also been extended to Businesses. For businesses, we offer a wide range of commercial insurance products and employee benefits solutions. We work with 3 of the best General Insurance providers in Singapore, each having their own competitive edge. These insurers have been chosen carefully, with optimizing customer’s experience and interests placed as priority. We will compare the various offerings from the general insurers that we represent, and recommend the most suitable solution(s) based on your needs and preferences.

For the individuals, we offer a full range of personal line products. In addition, under our speciality “Private Client Services”, we offer bespoke solutions for High Net-worth Individuals to cover their assets, such as yachts, personal collectibles, art collections, and precious stones.

Being an established market player with a sizable portfolio, Raffles Provident is able to differentiate from our competitors by providing insurance services with comprehensive coverage and affordable premium.

  • positive review  Good service with fast respond. I just bought a car insurance plan from Andrew and he has been very helpful, informative and professional.

    Clement Wang Avatar Clement Wang
    03/02/2021

    positive review  Raffles Provident has been my preferred general insurance provider for last ten years. Not only they offered us competitive insurance packages, they also assisted us to fine tune our business operations like digital marketing and mobile app.

    Vincent Ong Avatar Vincent Ong
    04/03/2020

    positive review  Mr Andrew Ang has been taking care of my financial needs since I started work and has been constantly following up with me to review my needs, to update my portfolio accordingly. He is warm,caring, forthcoming and honest in his recommendation which allows me to make the appropriate decision. At the same time, he is an active 'pay it forward' person who has also influenced me to do it my own way.

    Ho Hwee Ling Avatar Ho Hwee Ling
    02/11/2020
  • positive review  Raffles Provident offers high value insurance products with great service! On top of that, they also organise educational seminars and client movie events to foster closer relationships with clients.

    Ken Tan Kian Hong Avatar Ken Tan Kian Hong
    12/03/2020

    positive review  A very dedicated person caring on your needs. Highly recommended! 🙂

    KM Lee Avatar KM Lee
    18/09/2017

    positive review  insurancevery detail explained

    Kaye Tan Avatar Kaye Tan
    26/02/2020
  • positive review  Andrew is a nice chap who cares a lot for friends! He remembers his friends birthdays and would go to the extent to buy birthday cake to give his friends surprise. Really appreciate his kind thoughts!

    Ng Wee Hia Avatar Ng Wee Hia
    26/01/2018

    positive review  Andrew is our advisor for our General insurance needs for many years. He has been in the insurance industry for 20 years and his attitude would be something very different. He hold a few chartered certificates and still upgrading himself yearly. I believe with his experience, expertise and enthusiasm will be a good resource that meet our requirements.

    Woo Chyun Fang Avatar Woo Chyun Fang
    03/03/2020

    positive review  Good Servicing provided. Will come back for services.

    Noel Chow Avatar Noel Chow
    15/03/2020
  • positive review  Responsive and good customer service. Highly recommended!

    Jeffery Foo Avatar Jeffery Foo
    15/10/2019

    positive review  I personally know Andrew or Choon Her (his direct name) since young. Both of us came from farmers’ background and have gone through lot of hardship. Andrew is a honest and sincere person. We started the financial planning relationship for 17 years. He have help me grow both my money and CPF saving by a big amount. I trusted him and value our relationship. If the clock can turn back, I will still choose him to be my financial planner without regret." With the set up of the Corporate general insurance, Raffles Provident I benefited many of the big online promotional insurance like personal accident and travel insurance. Andrew and his team are responsible people. - Ms. Neo Li Ching Manager of an American MNC.

    Neo Li Ching Avatar Neo Li Ching
    11/06/2017

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